Postbank announces in an e-mail that as of July 1, 2003 all European credit-transfers that fulfill certain criteria (mention of IBAN etc.) will be just as free as the domestic credit-transfers. Consumers are urged to order the new credit-transfer forms, as the old ones will not be usable as of July 1, 2003. What happens to internet-based credit-transfers (as well as the on-line banking programs) is not mentioned.