Today news came out that Postbank installs in-store ATM's in all shops of retailer Albert Heijn. Fun thing is that the cash withdrawals will be free to the consumer. Yet, if non-Postbank customers take out cash, their own bank will renumerate Postbank a service fee. And that is an interesting driver behind all this.
Now let's take a look at the future. It is not unlikely that eventually Dutch banks end up doing the same as the Belgians. Which is to leave atm-withdrawals in the home-bank ATM for free, while pricing those at other banks. So that leads to a renewed battle between banks, that will all want their own ATM in good places in order to provide their customer the best service possible.