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Accenture’s survey of 45 European senior payments industry executives also reveals that banks will spend an average of 11 million to 50 million Euros (US$14 million to US$63 million) on making their ACH (automated clearing house) systems SEPA-compatible.
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"Our survey showed that 66 percent of respondents expect domestic European debit card schemes to disappear as a result of SEPA," Iglesias says. "Within the next five years, there will only be four or five domestic debit schemes left in Europe, as the majority (of schemes) migrate to either Visa or MasterCard."
