Very silently, Dutch banks are taking a number of protective measures to prevent debit-card pin-fraud from ocurring. Debit-cards are being reissued through a number of strategies (that differs per bank). One customer actually saw its debit-card disappear into the ATM of a large bank. Upon request the bank informed the customer that this was a preventive measure as the card had been used in an infected payment-terminal. Within 4 days a new debit-card was issued.