Thursday, December 10, 2015

Satoshi rumours reminds me of being John Malkovich

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These days, there's a rumour going around  that an Australian guy would actually be Satoshi, the inventor of bitcoin. Next morning, this...
Thursday, October 08, 2015

Now that the voting on the PSD is done, the real work starts...

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The second Payments Services Directive, also known as PSD2, will be officially established today. In the plenary session discussion yesterda...
Wednesday, March 04, 2015

ECBs renewed virtual currencies report: implications for the Third Payment Services Directive

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This week the European Central Bank (ECB) revisits the subject of virtual currencies (VCS)  in a renewed virtual currencies report with a fu...
Tuesday, January 06, 2015

Reflection on almost 100 years of retail payments in the Netherlands

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These next few days we will be processing the last Chipknip transactions in the Netherlands. This marks the end of a period of almost hundr...
Wednesday, November 26, 2014

Where and how to look for innovation in payments ?

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This week I had the pleasure of joining a panel on retail payments innovation as a part of a seminar by van Doorne and Innopay on the Paymen...
Friday, September 26, 2014

Lawsuit in the Netherlands on Bitcoin as 'money' or 'current money'

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Since May this year, there is an interesting discussion here in the Netherlands on the legal status of Bitcoin as money. First law suit ...
Saturday, June 14, 2014

EBA concerned about anonimity and security for bitcoin

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From May 15th until May 17th, the Bitcoin 2014 conference took place in Amsterdam. One of the break-out sessions was dedicated to the topic...
Tuesday, June 03, 2014

Dutch central bank will strictly supervise banks / payment institutions that deal with virtual currencies (and companies)

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Just one hour ago DNB, the Dutch central bank and bank supervisor, issued a warning on bitcoin . It was not the regular warning or disclaime...
Wednesday, May 28, 2014

The Euro Retail Payments Board: first meeting and outlook

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On Friday, the 16 th of May, the Euro Retail Payments Board (ERPB) held its first meeting (with this  agenda ) in Frankfurt. The ERPB is ...
Wednesday, April 23, 2014

FCA kicks the Securepay-can down the road...

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In March 2014, the FCA, the prudential supervisor for UK based payment institutions and e-money providers, outlined that it would not be st...
Sunday, March 16, 2014

ECB provides outlook on retail payments in Europe at EPCA-conference

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Pierre Petit, deputy director general (payments and market infrastructure) of the European Central Bank, has outlined the ECB’s  views on...
Thursday, February 27, 2014

Mount Gox tumbles off the learning-curve

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This week, Mount Gox, a very large provider of bitcoin services, couldn't live up any more to its services agreements with bitcoin use...
Wednesday, February 19, 2014

The bitlicense: current state of thinking in New York

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A week ago, the New America Foundation organised a meeting ( Cryptocurrencies, the new coin of the realm ) on the topic of virtual currencie...
Tuesday, January 28, 2014

Towards a more flexible approach of authentication

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In July last year, the European Commission published a proposalfor a revised Payment Services Directive (PSD) . The proposal draws on the w...
Tuesday, December 10, 2013

Is a 'democratic' crowd based cryptocurrency just as fair as the traditional ones?

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Having gone through my daily portion of Bitcoin-reads ( and being somewhat sceptic ), it struck me that one of the compelling argume...
Wednesday, August 21, 2013

Bitcoin legal classification in Germany: much ado about ... ?

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These days I noticed an interesting discussion in my Twitter time line and on the web on the fact that the German government has 'reco...
Wednesday, May 08, 2013

The proposed EU-directive on Bank Accounts: wrong tool

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Today, the European Commission will announce a proposal for a Directive on Bank Accounts that covers the following areas: - comparability...