Simon's blog on Payments and Money

in the Netherlands - Europe (SEPA) - the World...

Tuesday, November 27, 2012

The ECB-report on virtual currency schemes: some reflections

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The last month, the ECB published a report on virtual currency schemes . I have been reading this with great interest as it signals the invo...
Friday, October 12, 2012

Use twitter to create banknotes: the punkmoney concept

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This year in May, I was visiting the 15th Digital Money Forum (well organised as ever, by Dave Birch and his team at Hyperion), and ran acr...
Tuesday, August 28, 2012

Google Wallet roll out.... without Google Bucks

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It's about five years ago that I discovered, by accident and curiosity, that Google Payments Limited had applied for an e-money license ...
Tuesday, August 21, 2012

Bit instant to introduce 'bitcoin'-card...

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As you may know I am somewhat sceptic about the underpinnings of Bitcoin (see my previous posts ), but the system does keep innovation going...
Thursday, August 16, 2012

The art of Reserve Banking (at the Zuidas Amsterdam)

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Reserve Banking is an art. While Draghi and Bernanke are highly qualified and professional economists, they must also master the art of perf...
Wednesday, May 09, 2012

Outsider ideas in the payment space.... seldom really new..

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One week ago Rabobank Nederland announced that it might de-activate the possibility to use their debit-card outside Europe, in an effort to ...
Thursday, April 05, 2012

Debit card usage influenced by the news...

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Today, the Dutch central bank published a report that debit-card usage is affected by news articles on fraud. On average, the number of dai...
Friday, March 30, 2012

Digital Money Forum 2012... 15th anniversary and lively as ever

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The Digital Money Forum is an event that this year reached it's 15th anniversary. And a special event it is. My previous visit to the Fo...
Thursday, March 15, 2012

Fed-study about mobile payments.... mobile phone heralds the return of the cashiers...

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The federal reserve has yesterday issued this study on Consumers and Mobile Financial Services . And it shows that mobiles are a game-change...
Wednesday, March 07, 2012

New card design by Rabobank marks migration to international POS-scheme

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As many of you may know, the Netherlands are now in a final stage of migrating from the Dutch POS-system PIN to the international card schem...
Thursday, January 26, 2012

ING Banking a bit wobbly lately

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This sunday I wanted to order a cd and sheet music by Jules de Corte. Whereas usually this is just a matter of seconds, using iDeal, I now h...
Tuesday, January 10, 2012

Fotograph your bill and pay it... new stuff from Denmark

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With all the new apps, technology and stuff, you can just build any payment produkt you like. It appears there is a Danish bank that has de...
Tuesday, January 03, 2012

The euro-note now ten years in circulation...

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This new year brings us a bit of a memory: ten years ago we started using the euro bank notes. For many people in the Netherlands, this was ...
Saturday, December 31, 2011

Looking back on 10 years of blogging.....

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These days it's about ten years ago that I started blogging: I set up the blog Retail Betaalgedachten to voice my views on the retail p...
Monday, December 05, 2011

Six Pack becomes fivepack: T-mobile leaves NFC-consortium of Dutch banks and telcos

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Tweakers net today reports that T-mobile is leaving the consortium of banks and telco's in the Netherlands . The sixpack consortium is ...
Monday, November 14, 2011

Costs of fraud by phishing at banks doubles in 2011

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The Dutch Bankers Association today starts a campaign to increase awareness of consumers that they shouldn't fall for the numerous phis...
Tuesday, November 08, 2011

Finnius conference on e-money

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As some of you may know, I have had quite an interest in electronic money in the Netherlands  in the past. And yesterday I had the pleasure ...
Thursday, November 03, 2011

DNB releases results of survey how Dutch consumers pay...

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Today, our central bank, De Nederlandsche Bank (DNB) released survey results on Dutch payments in 2010 . It showed that in 2010 consumers i...
Wednesday, November 02, 2011

The cultural side of payments: Hofstede provides an interesting picture

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One month ago I had a meeting with two American visitors that wished to know more about the history of payments here in the Netherlands. And...
Friday, October 28, 2011

Interesting paper on best practices for Payment Regulation

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As I browsed through the programme and speakers of the E-MA conference on e-money I noticed that Rhys Bollen would present on regulatory iss...
Thursday, October 27, 2011

E-money: an innovation revisited...

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I think it is fair to say that technology and payment innovation occurs in several 'rounds'. It's sort of a boxing game where en...
Tuesday, October 25, 2011

And there goes Bitcoin sinking...

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These days reports are out about the sinking value of Bitcoins and we see users worried about it . And so we see yet another social/payment...
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