Monday, November 14, 2011

Costs of fraud by phishing at banks doubles in 2011

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The Dutch Bankers Association today starts a campaign to increase awareness of consumers that they shouldn't fall for the numerous phis...
Tuesday, November 08, 2011

Finnius conference on e-money

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As some of you may know, I have had quite an interest in electronic money in the Netherlands  in the past. And yesterday I had the pleasure ...
Thursday, November 03, 2011

DNB releases results of survey how Dutch consumers pay...

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Today, our central bank, De Nederlandsche Bank (DNB) released survey results on Dutch payments in 2010 . It showed that in 2010 consumers i...
Wednesday, November 02, 2011

The cultural side of payments: Hofstede provides an interesting picture

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One month ago I had a meeting with two American visitors that wished to know more about the history of payments here in the Netherlands. And...
Friday, October 28, 2011

Interesting paper on best practices for Payment Regulation

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As I browsed through the programme and speakers of the E-MA conference on e-money I noticed that Rhys Bollen would present on regulatory iss...
Thursday, October 27, 2011

E-money: an innovation revisited...

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I think it is fair to say that technology and payment innovation occurs in several 'rounds'. It's sort of a boxing game where en...
Tuesday, October 25, 2011

And there goes Bitcoin sinking...

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These days reports are out about the sinking value of Bitcoins and we see users worried about it . And so we see yet another social/payment...
Wednesday, September 28, 2011

NFC project by Dutch banks and telcos: six pack

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Since some time, work is on the way between the three big banks and telco's in the Netherlands on payments with NFC. See the report in t...
Tuesday, September 27, 2011

Financial History of Payments... separate log

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A couple of months ago, I opened a new weblog, dedicated to the financial history of payments, banking and Amsterdam. So for those intereste...
Tuesday, July 05, 2011

Latest oversight framework of the ECB: the institutional drift continues and the blind spot for outside-payments increases

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Today, the ECB published updated standards for oversight of payment and settlement systems . And once more I found it quite interesting to o...
Saturday, July 02, 2011

Fed issues rules to debit card interchange...

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After a lot of thinking, the FED issued its rules for debit card interchange . Essentially they've outlined the borders beteen which the...
Friday, July 01, 2011

Dutch Ov-Chipcard gets instructions from parliament

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This week was the last week of this seasons parliament sessions in the Netherlands. And our parliament has a tendency, of late, to increasin...
Tuesday, June 14, 2011

And another nice example of attempted internet-fraud....

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It's not always nice to be subject to Internet fraud. Last weekend I heard about a couple that had their hotmail account hacked. And I a...
Saturday, June 11, 2011

Bitcoin.... dubious payment mechanism

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Every now and then, Bitcoin keeps on popping up in posts ( including mine ). At first I only looked at the technical bit, but I've come ...
Tuesday, May 31, 2011

Lessons from (Dutch) payment history

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Around the year 2000 I was working on both my historical research about the development of payments in the Netherlands and in the payment p...
Monday, May 30, 2011

ING eliminates legacy savings accounts

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ING is these days kicking out all old savings accounts. Among those, the infamous: Rente, Plus and Sterrekening. These were the first saving...
Thursday, May 26, 2011

Moving to EMV-based ATM and POS-transactions.... it's the small things

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It's the small things in which you can see that in the Netherlands we're moving slowly to EMV-based transactions. At the ATM's w...
Tuesday, May 03, 2011

Serious trouble for Rabo with DDOS attack

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Yesterday was the day that Rabobank was attacked by a DDOS. It took them more than a day to solve it, and they still warn the public that th...
Monday, May 02, 2011

Ocassional error with pre-paid card: prisoner withdraws half a million euro

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Funny story on nu.nl today . A prisoner who received a pre-paid debit card (ensuring that he would never witdhraw more oney than on his acco...
Thursday, April 14, 2011

History (of e-money) repeats itself... central bank alert on crowd-funding.... and (still) missing the real issues in the market..

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One of the major challenges for central banks and supervisors is to appreciate new technologies and to decide their policy stance on the sub...
Sunday, March 06, 2011

Back to the future with peer to peer coinsystem for the internet... or merely a scam?

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It's not clear to me whether BitCoin  is a serious system or merely an interesting way to create money with people who still believe in ...
Thursday, March 03, 2011

Rabobank will start with mobile payments via Ideal

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See the press release here  and discover that Rabobank will use its mobile banking app also for Ideal. It is announcing that this is an expe...