Tuesday, May 31, 2011

Lessons from (Dutch) payment history

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Around the year 2000 I was working on both my historical research about the development of payments in the Netherlands and in the payment p...
Monday, May 30, 2011

ING eliminates legacy savings accounts

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ING is these days kicking out all old savings accounts. Among those, the infamous: Rente, Plus and Sterrekening. These were the first saving...
Thursday, May 26, 2011

Moving to EMV-based ATM and POS-transactions.... it's the small things

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It's the small things in which you can see that in the Netherlands we're moving slowly to EMV-based transactions. At the ATM's w...
Tuesday, May 03, 2011

Serious trouble for Rabo with DDOS attack

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Yesterday was the day that Rabobank was attacked by a DDOS. It took them more than a day to solve it, and they still warn the public that th...
Monday, May 02, 2011

Ocassional error with pre-paid card: prisoner withdraws half a million euro

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Funny story on nu.nl today . A prisoner who received a pre-paid debit card (ensuring that he would never witdhraw more oney than on his acco...
Thursday, April 14, 2011

History (of e-money) repeats itself... central bank alert on crowd-funding.... and (still) missing the real issues in the market..

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One of the major challenges for central banks and supervisors is to appreciate new technologies and to decide their policy stance on the sub...
Sunday, March 06, 2011

Back to the future with peer to peer coinsystem for the internet... or merely a scam?

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It's not clear to me whether BitCoin  is a serious system or merely an interesting way to create money with people who still believe in ...
Thursday, March 03, 2011

Rabobank will start with mobile payments via Ideal

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See the press release here  and discover that Rabobank will use its mobile banking app also for Ideal. It is announcing that this is an expe...
Tuesday, March 01, 2011

New online payments report by Innopay is out !

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Always a good read, so for those not yet familiar with the online payments world, do visit the Innopay site, register and read the report on...
Friday, February 18, 2011

Interchange fees: do the FED know what they're up to...?

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I've just read the FED's speech on interchange fees . Most striking, in my view, was the conclusion that this is a complex issue. No...
Saturday, January 29, 2011

Dutch contactless chip (OV Chipkaart) in trouble

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Hello there again. As you can see from the dates on the blog. I have been out for a while, taking a good number of sabattical years off and ...
Wednesday, June 04, 2008

Hey fool ! Don't become a money mule: unique prevention campaign of Dutch banks

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The Netherlans Bankers' Association has today launched a unique prevention campaign to alert the public not to become a money mule in t...
Wednesday, March 19, 2008

ING first to announce SEPA strategy for cards/terminals - all brands allowed

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Yesterdays Telegraaf contained some interesting news . ING has announced that it will sell POS-terminals and contracts to retailers which ac...
Friday, January 04, 2008

van Hove's take on the Commission flawed interchange decision

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Amidst all the political noise on the interchange decision of the Commission it is good to also see that some academics still see the whole ...
Wednesday, December 19, 2007

Commission prohibits MasterCard's intra-EEA Multilateral Interchange Fees

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See the press release here to read a landmark decision of the Commission. It's main argument: The Commission concluded that MasterCard...
Saturday, December 15, 2007

Paying cash more expensive than using the debit-card

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Here's an interesting bit of research done in the Netherlands . All shops, banks and central bank have joined forces to evaluate the cos...
Friday, December 07, 2007

Single market review forgets better regulation principles

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This recent single market review is interesting in many ways. We can see that the Commission is selling Europe to the citizen. And bashing ...
Wednesday, November 21, 2007

PSD

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Approved and translated: Payment Services Directive
Sunday, November 04, 2007

Skimmers detected this morning

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Nice article in newspaper: attentive customers discovered skimming device on an ING ATM. See also the two foto's: foto 1 foto 2
Tuesday, October 16, 2007

Payments: The Clash of Banks, PayPal - 10.01.2007 - American Banker Print Article

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Nice article here: Payments: En Garde! The Clash of Banks, PayPal . How to judge Paypal...? Many EU observers often claim the e-money direct...

Payments and Settlements News 53

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Payments and Settlements News 53 is out now with : News and events: · Eurosystem – SEPA signing events at Sibos 2007 · European ...

Zaypay, a new 'Paypal voor mini-payments'

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M-payments service provider Mollie will enter the market with Zaypay, a payment system for small valure payments (below 1 euro). They view t...