Showing posts with label ECB / ESCB. Show all posts
Showing posts with label ECB / ESCB. Show all posts
Tuesday, February 04, 2020

Perspectives on (Ca-)Libra #3: Why the Libra is not e-money (on the history of e-money and stablecoins)

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Quickly after the announcement of Libra, I, stated that Libra could not be viewed as e-money. Now has come the time to explain my earlier an...
Thursday, May 09, 2019

FATF and EU need to fundamentally rethink their approach to virtual assets/currencies...

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Virtual currencies are on the radar of regulators for quite some time. Yet it is clear that they still struggle with definitions (which al...
Tuesday, August 01, 2017

Dutch central bank can further encourage innovation for payment institutions with a quick win

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Article 18.2 in PSD2 (Article 15 in PSD1) on the nature of funds  in a payment account of a payment institution It's a logic...
Thursday, June 08, 2017

Response to FCA consultation: please clarify what will happen to the payment in 'payment instrument' in article 3k?

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This April, the FCA launched its consultation on the Implementation of the revisedPayment Services Directive(PSD2): draft Approach Documenta...
Wednesday, May 28, 2014

The Euro Retail Payments Board: first meeting and outlook

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On Friday, the 16 th of May, the Euro Retail Payments Board (ERPB) held its first meeting (with this  agenda ) in Frankfurt. The ERPB is ...
Sunday, March 16, 2014

ECB provides outlook on retail payments in Europe at EPCA-conference

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Pierre Petit, deputy director general (payments and market infrastructure) of the European Central Bank, has outlined the ECB’s  views on...
Tuesday, January 28, 2014

Towards a more flexible approach of authentication

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In July last year, the European Commission published a proposalfor a revised Payment Services Directive (PSD) . The proposal draws on the w...
Tuesday, November 27, 2012

The ECB-report on virtual currency schemes: some reflections

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The last month, the ECB published a report on virtual currency schemes . I have been reading this with great interest as it signals the invo...